FDIC: FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC: FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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HERITAGE BUSINESS EXPRESS LOANS

A Fast and Convenient Loan Process

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Flexible Loan Options

Get back to business with a fast and convenient loan process that requires minimal paperwork. Heritage Business Express Loans offer flexible products to help purchase new facilities, equipment or help your company with seasonal cash flow. Work with a dedicated, local business relationship manager for all your deposit, treasury management and loan needs for expert insight and peace of mind.

Loan Options
Commercial real estate, equipment, accounts receivable and working capital lines of credit available.

Business Loans and Lines of Credit
Loans and lines of credit available up to $500,000.

Commercial Real Estate Loans
Owner-occupied commercial real estate loans available up to $1 million.

 

Loan Details

  • Variable and fixed rates with a variety of terms available
  • Commercial real estate loans available with fixed interest rates for 10 years with 25-year amortizations
  • Equipment term loans available with fixed interest rates and full amortization up to 7 years
  • Minimal documentation required
  • 0.50% interest rate discount with automated payments from a Heritage Bank checking account
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Documentation & Requirements

Depending on loan amount and whether it's secured or unsecured, we will require either some or all of the following:
  • Business formation documents
  • Personal guarantees
  • Most recent business and personal tax returns (2 years)

Talk with an expert.

Make an appointment with one of our bankers today.